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Individual or Family RESP: Which is right for you? | TD Canada Trust

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CanadaExplore all mortgage tools and calculatorsMortgage Payment CalculatorMortgage Affordability CalculatorMortgage Pre-approvalConnect with a specialistRequest a callView offer detailsExplorePersonal LoanRSP LoanVehicle LoanPersonal Line of CreditInvestment Secured Line of CreditHome Equity Line of CreditExploreStudent Line of CreditProfessional Student Line of CreditHealthcare Student Line of CreditDiscover the right borrowing productGet a free credit score checkLoan/Line of Credit CalculatorVehicle Loan CalculatorGet more info about borrowingKnow more about student borrowingGet more info on borrowingPersonal Investing OverviewExplore promotions and offersTax Free Savings Account (TFSA)Registered Retirement Savings Plan (RRSP)First Home Savings Account (FHSA)Registered Education Savings Plan (RESP)Registered Retirement Income Fund (RRIF)Registered Disability Savings Plan (RDSP)Explore all productsGICsMutual FundsPrecious MetalsTrade and invest yourself with TD Direct InvestingInvest 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startedRead articleLogoutPersonal SelectedSmall BusinessCommercialInvestingAbout TDAccounts overviewChequingSavingsYouth and StudentU.S. DollarExplore all offersNewcomersYouth & ParentsStudentsInternational StudentsPost GradsOverdraft ProtectionTD Global TransferTD Access CardTD Mobile DepositFraud PreventionView offer detailsView offer detailsExplore all credit cardsExplore promotions and offersTD Travel RewardsCash BackAeroplanNo Annual FeeLow RateU.S. DollarBusinessStudentsPost gradsNew to CanadaGet the most out of my credit cardGetting started with your TD Credit CardTD Rewards ProgramMobile walletCheck your credit scoreView offerView offerExplore all mortgage optionsToday's mortgage ratesTD Home Equity FlexLine (HELOC)Flexible mortgage payment featuresMortgage offersTD Mortgage ProtectionBuy my first homeBuy my next propertyRenew my mortgageRefinance my mortgageMove my mortgage to TDNewcomer to CanadaExplore all mortgage tools and calculatorsMortgage Payment CalculatorMortgage Affordability CalculatorMortgage Pre-approvalConnect with a specialistRequest a callView offer detailsExplorePersonal LoanRSP LoanVehicle LoanPersonal Line of CreditInvestment Secured Line of CreditHome Equity Line of CreditExploreStudent Line of CreditProfessional Student Line of CreditHealthcare Student Line of CreditDiscover the right borrowing productGet a free credit score checkLoan/Line of Credit CalculatorVehicle Loan CalculatorGet more info about borrowingKnow more about student borrowingGet more info on borrowingPersonal Investing OverviewExplore promotions and offersTax Free Savings Account (TFSA)Registered Retirement Savings Plan (RRSP)First Home Savings Account (FHSA)Registered Education Savings Plan (RESP)Registered Retirement Income Fund (RRIF)Registered Disability Savings Plan (RDSP)Explore all productsGICsMutual FundsPrecious MetalsTrade and invest yourself with TD Direct InvestingInvest with a TD Wealth AdvisorCompound Interest CalculatorTFSA CalculatorRRSP CalculatorGIC Selector ToolRESP CalculatorNet Worth CalculatorTD Goal BuilderPersonal Cash Flow CalculatorLearn about investingExplore all protection plansTD Mortgage ProtectionTD Line of Credit ProtectionTD Loan ProtectionTD Credit Card Payment Protection PlanBusiness Credit ProtectionExplore all travel insuranceSingle Trip PlanAnnual Trip PlanTrip Cancellation & Trip Interruption InsuranceTop-up or ExtensionTD Protection Plans Assessment ToolCredit Card Travel Insurance Verification ToolLearn more about filing a claimVisit online claims portalAdvice HubStudent & Youth Learning CentreNewcomer Learning CentreSeniors bankingEstate planning and supportFraud preventionRegistrations and passwordsTD app tutorialsEasyWeb tutorialsBill payment and transfersTD MySpendHow to switch to TDTD Calculators and ToolsTD appEasyWebWays to payWays to send moneyPhone, Branch and ATMCross-border bankingForeign exchange servicesGet startedRead articleFind UsHelpUnited StatesFrançais简体中文繁體中文EasyWebWebBrokerU.S. BankingMy AccountsLogoutEasyWebWebBrokerU.S. BankingRegistered Education Savings Plan (RESP)Ready to get started? 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